Services

McGrew & Maher Insurance Services, Inc

Insurance Services, Inc

Services

Retirement, Insurance & Estate Planning For Individuals

It all starts with the Estate Plan. By understanding what you want while you are alive, as well as when you die, you can put your assets in proper order to take care of all your needs. How to invest your assets depends on your income needs, coordinated with all of your other income resources. Insurance protection depends on your concerns and, again, your resources to protect against unexpected emergencies or health problems.

Health, Life, Long Term Care Insurance
Retirement Plan
Stocks, Bonds, Mutual Funds, Annuities and Managed Accounts

Employee Benefits & Retirement Planning for Business Owners

Generally the first concern of a business owner is what will happen if I die? Life insurance is the easiest way to protect the family. If you have more than one owner then a buy/sell agreement is needed to protect the family as well as the other partners. Once this decision is made then it is time to look at benefits for owners and employees. With the cost of benefits increasing at a record pace, employers are looking at eliminating some of their programs. It is necessary to do a thorough evaluation on how to save money on benefit programs. We offer assistance in the following areas:

Family Protection
Disability Insurance
Health Insurance
Dental Insurance
Vision Insurance
Other Benefit Programs
Pension Plans

Asset Management Using Money Managers

Most asset managers use Mutual Funds as their focus, but the biggest problem is not being able to control taxes. With pension and IRAs you don't have a tax problem. With accounts held by individuals or Trust accounts you will receive 1099s with Mutual Funds that can create tax consequences which might not be expected.

By using managers who invest in individual stocks, bonds, ETFs, etc., we are able to reduce the tax consequences created by Mutual Funds. By creating an Investment Policy Statement using your information we can create an individual program for you, and not be in a program created by others for a group in general.

We have no minimums for new clients, but the managed accounts need at least $25,000.